Accounting and invoicing for occupational and speech therapy
Children, adults, schools, nurseries and care homes: therapy practices often work with institutions and bill group sessions, consulting and home visits outside insurer billing themselves. Saldiqo writes these invoices, sends reminders and shows per institution what is booked and paid.
What comes up for therapy practices
Institutions as clients
Schools, nurseries and care homes book group sessions and consulting and pay by invoice.
Home visits and self-pay
Beside insurer billing there are services that you bill directly.
Material and training
Therapy material and training are regular expenses.
How Saldiqo helps
- Invoice to institutionsGroup session and consulting as lines, with a payment term.
- Self-payInvoice after treatment, with a tax note if needed.
- Record training and materialReceipts by phone photo.
- RemindersKeep open invoices in view, remind with one click.
Typical invoice lines
Examples that often appear on invoices in this industry. You set the prices yourself.
- Group session language support, 6 sessions, nursery
- Consulting for a care institution, hours
- Home visit occupational therapy, flat fee
- Parent meeting and report
- Therapy material as per receipt
- Training fee
Tax and invoicing in the UK
What applies to invoices in the UK, in short. As of October 2026.
- VAT
- Standard rate 20 %, reduced rate 5 % and zero rate 0 %. Saldiqo calculates each invoice line with the rate you pick.
- VAT registration
- You must register once your taxable turnover passes £90,000 over any 12 months, or you expect to pass it within the next 30 days. You can deregister below £88,000. Until you are registered, your invoices show no VAT, and Saldiqo adds up your 12-month turnover for you.
- What goes on an invoice
- If you are VAT registered: your VAT number, the tax point, unit prices and the VAT total in pounds. A limited company shows its registered name on every invoice, and its company number, registered office and part of the UK on letters, order forms and the website.
- E-invoicing
- There is no mandate today. From April 2029 e-invoicing is planned for all B2B and B2G sales that carry VAT, through Peppol. The exact date and standard are not yet in law, and the government’s roadmap follows with the Budget on 28 October 2026.
- VAT returns
- VAT returns go to HMRC through Making Tax Digital, usually quarterly, due one month and seven days after the period. Saldiqo shows sales and VAT per rate and exports CSV. It does not submit to HMRC, and for Making Tax Digital you need software recognised by HMRC.
- Record keeping
- Keep VAT records for 6 years.
- Late payment
- Statutory interest on late business payments is the Bank Rate (3.75 % in the second half of 2026) plus 8 points, so 11.75 %. On top comes fixed compensation of £40, £70 or £100, depending on the amount owed (under £1,000, from £1,000, from £10,000). Consumers have no statutory interest.
- Getting paid
- Your sort code and account number are on every invoice. Customers pay by Faster Payments or Bacs, and banks check the account name with Confirmation of Payee. There is no QR standard in the UK.
Frequently asked questions
Does Saldiqo replace insurer billing?
No. Billing with insurers runs through your billing agency or practice software.
How do I bill group sessions?
With an invoice to the institution, with sessions and participant numbers as lines.
Do therapy practices in the UK have to charge VAT?
Only once they are VAT registered. Registration is required when taxable turnover passes £90,000 over any 12 months, or is expected to within the next 30 days. Below that you may register voluntarily. If you are not registered, you must not show VAT on your invoices.
Do therapy practices in the UK need e-invoicing?
Not today. A mandate for B2B and B2G sales with VAT is planned from April 2029, and the details were still open as of October 2026. You can keep sending PDF invoices for now.
How long should therapy practices keep invoices?
Keep VAT records for 6 years. You can store receipts digitally in Saldiqo. The legal duty to keep records stays with you.
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As of October 2026. General information, not legal or tax advice, without guarantee. For your case ask your tax adviser.