Accounting and invoicing for portrait photographers
Application photos, business portraits, family shoots, newborn and vouchers: portrait photographers bill small packages to private and corporate clients. Saldiqo writes invoices after the shoot, sells vouchers as items and records studio rent, props and editing.
What comes up for portrait photographers
Many small packages
A shoot costs between 80 and 400 euros. Invoices have to be quick.
Team shoots for companies
Companies book business portraits for 10 to 50 people in a day.
Vouchers
Vouchers are given as gifts and redeemed later.
How Saldiqo helps
- Packages as itemsApplication photo, family shoot, business portrait.
- Team shoot by invoiceQuote, deposit, final invoice to the company.
- Vouchers as itemsSale as a line.
- Studio and propsRecord receipts.
Typical invoice lines
Examples that often appear on invoices in this industry. You set the prices yourself.
- Application photos, 3 images
- Family shoot, 60 minutes, 10 images
- Business portraits for a team, 20 people
- Newborn shoot with props
- Gift voucher worth 100
- Studio rent as per receipt
Tax and invoicing in the UK
What applies to invoices in the UK, in short. As of October 2026.
- VAT
- Standard rate 20 %, reduced rate 5 % and zero rate 0 %. Saldiqo calculates each invoice line with the rate you pick.
- VAT registration
- You must register once your taxable turnover passes £90,000 over any 12 months, or you expect to pass it within the next 30 days. You can deregister below £88,000. Until you are registered, your invoices show no VAT, and Saldiqo adds up your 12-month turnover for you.
- What goes on an invoice
- If you are VAT registered: your VAT number, the tax point, unit prices and the VAT total in pounds. A limited company shows its registered name on every invoice, and its company number, registered office and part of the UK on letters, order forms and the website.
- E-invoicing
- There is no mandate today. From April 2029 e-invoicing is planned for all B2B and B2G sales that carry VAT, through Peppol. The exact date and standard are not yet in law, and the government’s roadmap follows with the Budget on 28 October 2026.
- VAT returns
- VAT returns go to HMRC through Making Tax Digital, usually quarterly, due one month and seven days after the period. Saldiqo shows sales and VAT per rate and exports CSV. It does not submit to HMRC, and for Making Tax Digital you need software recognised by HMRC.
- Record keeping
- Keep VAT records for 6 years.
- Late payment
- Statutory interest on late business payments is the Bank Rate (3.75 % in the second half of 2026) plus 8 points, so 11.75 %. On top comes fixed compensation of £40, £70 or £100, depending on the amount owed (under £1,000, from £1,000, from £10,000). Consumers have no statutory interest.
- Getting paid
- Your sort code and account number are on every invoice. Customers pay by Faster Payments or Bacs, and banks check the account name with Confirmation of Payee. There is no QR standard in the UK.
Frequently asked questions
How do I sell vouchers?
As an item on an invoice. How you treat redemption and tax you clear with your tax adviser.
How do I bill team shoots?
With a quote and an invoice to the company, with headcount as quantity.
Do portrait photographers in the UK have to charge VAT?
Only once they are VAT registered. Registration is required when taxable turnover passes £90,000 over any 12 months, or is expected to within the next 30 days. Below that you may register voluntarily. If you are not registered, you must not show VAT on your invoices.
Do portrait photographers in the UK need e-invoicing?
Not today. A mandate for B2B and B2G sales with VAT is planned from April 2029, and the details were still open as of October 2026. You can keep sending PDF invoices for now.
How long should portrait photographers keep invoices?
Keep VAT records for 6 years. You can store receipts digitally in Saldiqo. The legal duty to keep records stays with you.
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As of October 2026. General information, not legal or tax advice, without guarantee. For your case ask your tax adviser.